The following hypothetical example illustrates how the account value of a Fixed Index Annuity can increase but not decrease in value assuming no withdrawals and no surrender charges. It assumes a $100,000 premium. The example is not a representation of future performance.
The cash benefit is paid directly to you to use any way you choose!
If you are in a saving-money stage of life, annuities can help you:
- Meet your retirement income goals.
- Manage and diversify your investment portfolio.
- Have different options.
- Benefit your heirs.
- Plan your estate.
If you are in a need-income stage of life, annuities can help you:
- Have a lifetime income.
- Protect against outliving your assets.
- Protect your assets from creditors.
- Diversify investment risk.
- Tax deferral on investment earnings.